Author: seo

Behind every article at SPM IAS Academy is a team of skilled content writers and subject experts committed to making preparation easier for aspirants. From answering common doubts to breaking down complex issues and current affairs, we create content that is accurate, easy to understand, and directly useful for UPSC, APSC, and other competitive exams.

Election Commission of India: Powers, Functions & Independence

The Election Commission of India (ECI) is an independent constitutional body responsible for administering elections in India. Article 324 of the Constitution vests the ECI

Drought in Maharashtra 2026: Causes, Impact and Relief

The Drought in Maharashtra has affected 265 of 358 talukas, nearly 74%, during the 2026 Kharif season. Deficient rainfall and prolonged dry spells have increased

Global Gender Gap Index 2026: India Rank, Top 10 Countries and Key Findings

The Global Gender Gap Index 2026 ranked India 131st out of 145 economies, with an overall gender parity score of 64.5%. The World Economic Forum

Ozone Layer: Formation, Importance, Depletion, Causes and Protection

The Ozone layer acts as Earth’s natural protective shield against harmful ultraviolet radiation from the Sun. It contains a relatively high concentration of ozone (O₃),

UPI Fee 2026: 0.4% MDR on Payments Above ₹2,000

India has introduced an important change in its digital payment system. From 15 October 2026, merchants will pay a 0.4% Merchant Discount Rate (MDR) on

India and MERCOSUR Sign Protocol for Electronic Certificates of Origin: Key Facts and Significance

India and MERCOSUR have taken a major step towards paperless trade. Both sides signed the First Additional Protocol to the India-MERCOSUR Preferential Trade Agreement (PTA).

Orangutans: Species, Habitat, Conservation Status & Threats

The Orangutans have recently come into the news after five juvenile orangutans were rescued from a forest area in Balasore, Odisha. Since orangutans are not

List of 12 PSU Banks in India: Headquarters, Mergers and Current Status

Public Sector Banks (PSBs) form an important part of India’s banking system. The Government of India holds a majority stake in these banks, allowing them

Which City Is Called the City of Joy in India?

India is home to many cities with beautiful nicknames. Jaipur is known as the Pink City, Mumbai is called the City of Dreams, and Bengaluru

Deepfake Technology: Meaning, Risks, Detection and Laws in India

A video appears on your phone. A well-known leader seems to make a shocking statement. The face looks real. The voice sounds familiar. Yet the